Reference no: EM13347035

问题1

Your retirement strategy is to invest 500 per month in an equity mutual fund and 200 per month in a bond fund. Your retirement date is 30 years from now. The expected return on the stock fund is expected to be 8% and the expected return on the bond fund is expected to be 3%. When you retire, you will combine your money into an account with an expected 5% return. How much can you withdraw each month from your account assuming a 25 year withdrawal period? At the end of the 25 years, the account value will be zero.

问题2

您刚刚得到了一份工作。您可以选择两种不同的薪水安排。在接下来的两年中，您每年可以拥有55,000，应在每年年底支付；或者，您每年可以在接下来的两年中获得40,000个，每年应支付，以及今天应支付的25,000张签约奖金。如果利率是每月6％的复合，您更喜欢哪个？